T (T) Cost of risk ratio MSFO (year values)

2019 2020 2021 2022 2023   LTM ? CAGR 5 years ?
Cost of risk ratio, % ? 8.10% 10.00% 4.50% 9.90% 6.20%   6.68%  
Changes by years, y/y, % +2pp +2pp -6pp +5pp -4pp     +0.7%

T. Cost of risk ratio, %

T. Cost of risk ratio, changes, pp

T (T) Cost of risk ratio MSFO (quarter values)

2023Q3 2023Q4 2024Q1 2024Q2 2024Q3   LTM ?
Cost of risk ratio, % ? 6.20% 5.90% 7.60% 7.50% 5.70%   6.68%
Changes by years, y/y, % +1pp +2pp 0pp    
Changes by quarters, q/q, % +0pp 0pp +2pp 0pp -2pp    

T. Cost of risk ratio, %

T. Cost of risk ratio, changes, pp

T. Cost of risk ratio, changes, pp