T (T) Net intertest margin MSFO (year values)

2019 2020 2021 2022 2023   LTM ? CAGR 5 years ?
Net intertest margin, % ? 21.6% 17.8% 15.1% 12.2% 14.8%   13.6%  
Changes by years, y/y, % -2pp -4pp -3pp -3pp +3pp     -8.9%

T. Net intertest margin, %

T. Net intertest margin, changes, pp

T (T) Net intertest margin MSFO (quarter values)

2023Q3 2023Q4 2024Q1 2024Q2 2024Q3   LTM ?
Net intertest margin, % ? 15.9% 15.4% 14.5% 12.5% 12.0%   13.6%
Changes by years, y/y, % +2pp +1pp -2pp -4pp    
Changes by quarters, q/q, % +1pp -1pp -1pp -2pp -1pp    

T. Net intertest margin, %

T. Net intertest margin, changes, pp

T. Net intertest margin, changes, pp