BANK URALSIB Financial Statements (USBN)

Уралсибsmart-lab.ru   2019 2020 2022 2023 2024   LTM ?
Report date 22.04.2020 21.04.2021 23.04.2024 16.04.2024 16.04.2025   16.04.2025
Currency RUB RUB RUB RUB RUB   RUB
Financial report URL  
Annual report URL  
Net operating income, bln rub ? 42.8 29.7 33.0 41.8 34.6  
Net interest income, bln rub ? 22.9 22.8 18.2 28.7 27.2   27.2
Net commission income, bln rub ? 7.07 7.35 10.9 8.81 8.67   8.67
Income on securities, bln rub ? 12.8 -0.500 3.96 4.25 -1.24   -1.24
Net profit, bln rub ? 12.8 0.230 4.59 8.13 3.02   3.02
Dividend payout, bln rub 9.86  
Dividend, rub/share ? 0.027  
Ordinary share dividend yield, % 0.0% 0.0% 0.0% 18.2% 0.0%   0.0%
Dividend payout ratio, % 0% 0% 0% 121% 0%   0
OPEX, bln rub 28.6 31.9 33.6  
Employment expenses, bln rub 14.1 14.4 17.6 19.2 19.1  
Creation of provision for loan impairment, bln rub 24.3 24.6 2.25 6.02 2.95  
Cash, bln rub 78.0 114.7 184.7 94.2 188.1   188.1
Net debt, bln rub -78.0 -114.7 -184.7 -94.2 -188.1   -188.1
Bank assets, bln rub 445.0 505.6 710.9 678.2 862.2   862.2
Capital, bln rub 94.0 95.9 114.1 116.6 109.9   109.9
Loan portfolio, bln rub 221.4 222.8 312.9 373.9 442.8   442.8
Corporate loans, bln rub 65.5 49.2 63.0 95.3 112.9   112.9
Retail loans, bln rub 143.9 161.0 228.2 263.1 306.5   306.5
Deposits, bln rub 278.7 329.1 482.4 442.8 539.9   539.9
Corporate deposits, bln rub 115.5 143.9 288.8 243.9 288.6   288.6
Retail deposits, bln rub 163.1 185.2 193.6 198.9 251.3   251.3
Provision for loan impairment, bln rub 11.7 18.6 23.8   23.8
Loan to deposit ratio, % ? 79% 68% 65% 84% 82%   82%
Ordinary share price, rub 0.093 0.069 0.069 0.148 0.158   0.161
Number of ordinary shares, mln 298 240 360 135 360 135 360 135 360 135   360 135
Market cap, bln rub 27.6 24.7 24.7 53.4 57.0   58.1
EV, bln rub ? -50.4 -90.0 -160.0 -40.8 -131.1   -130.0
EPS, rub ? 0.04 0.00 0.01 0.02 0.01   0.01
Bank margin, % ? 29.8% 0.78% 13.9% 19.5% 8.74%  
P/E ? 2.16 107.3 5.37 6.57 18.9   19.2
P/B ? 0.29 0.26 0.22 0.46 0.52   0.53
BANK URALSIB shareholders