Stocks
MTS-Bank Financial Statements (MBNK) |
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| МТС Банкsmart-lab.ru | % | 2021 | 2022 | 2023 | LTM ? | |||
|---|---|---|---|---|---|---|---|---|
| Report date | 19.04.2024 | 19.04.2024 | 19.04.2024 | 19.11.2024 | ||||
| Currency | RUB | RUB | RUB | RUB | ||||
| Financial report URL | ||||||||
| Presentation URL | ||||||||
| Net operating income, bln rub | ? | 32.7 | 43.9 | 64.5 | 40.2 | |||
| Net interest income, bln rub | ? | 19.3 | 24.6 | 35.9 | 10.6 | |||
| Net commission income, bln rub | ? | 11.9 | 13.5 | 21.4 | 24.9 | |||
| Income on securities, bln rub | ? | 0.200 | 5.80 | 7.10 | 4.12 | |||
| Net profit, bln rub | ? | 5.31 | 3.29 | 12.5 | 18.5 | |||
| Ordinary share dividend yield, % | 0.0% | 0.0% | 0.0% | 0 | ||||
| Dividend payout ratio, % | 0% | 0% | 0% | 0 | ||||
| OPEX, bln rub | 15.3 | 20.1 | 29.9 | |||||
| Employment expenses, bln rub | 7.43 | 10.2 | 12.8 | |||||
| Creation of provision for loan impairment, bln rub | 11.4 | 23.1 | 25.9 | 31.0 | ||||
| Cash, bln rub | 58.2 | 58.9 | ||||||
| Net debt, bln rub | 0.00 | -58.2 | -58.9 | 0 | ||||
| Bank assets, bln rub | 357.0 | 480.1 | 555.0 | |||||
| Capital, bln rub | 64.4 | 76.3 | 104.0 | |||||
| Loan portfolio, bln rub | 241.5 | 347.7 | ||||||
| Corporate loans, bln rub | 48.7 | |||||||
| Retail loans, bln rub | 339.0 | 401.1 | ||||||
| Deposits, bln rub | 200.2 | 257.5 | 332.0 | 378.0 | ||||
| Corporate deposits, bln rub | 133.0 | 163.0 | ||||||
| Retail deposits, bln rub | 199.0 | 215.0 | ||||||
| Provision for loan impairment, bln rub | 51.5 | |||||||
| Core capital adequacy ratio, % | ? | 12.6% | 7.50% | 7.80% | ||||
| Total capital adequacy ratio, % | ? | 12.5% | 16.1% | 10.00% | 9.50% | |||
| Cost of risk ratio, % | ? | 5.90% | 8.80% | 7.70% | 7.88% | |||
| Cost to Income (CIR), % | 31.9% | |||||||
| Loan to deposit ratio, % | ? | 0% | 94% | 105% | 0 | |||
| Share of non-performing loans, % | ? | 5.50% | 9.80% | 8.80% | 10.8% | |||
| Ordinary share price, rub | 2 500 | 2 500 | 2 500 | 1 115 | ||||
| Number of ordinary shares, mln | 30.0 | 30.0 | 30.0 | 34.6 | ||||
| Market cap, bln rub | 75.0 | 75.0 | 75.0 | 38.6 | ||||
| EV, bln rub | ? | 75.0 | 16.8 | 16.1 | 38.6 | |||
| EPS, rub | ? | 177.0 | 109.7 | 415.3 | 532.8 | |||
| ROE, % | ? | 14.2% | 6.3% | 19.1% | 19.3% | |||
| Net intertest margin, % | ? | 8.50% | 8.20% | 9.20% | 9.00% | |||
| Bank margin, % | ? | 16.2% | 7.49% | 19.3% | 45.9% | |||
| P/E | ? | 14.1 | 22.8 | 6.02 | 2.09 | |||
| P/B | ? | 1.17 | 0.98 | 0.37 | ||||
| Employees, people | 4 039 | 4 374 | 4 808 | |||||
| Labour productivity, mln rub/person/year | 8.10 | 10.0 | 13.4 | |||||
| Expenses per employee, thousand rub | 0.00 | 1 699 | 2 128 | |||||
| IR rating | 3.7 | |||||||
| Financial statement quality | 5 | |||||||
| Investor Presentations | 5 | |||||||
| Smart-lab presence | 1 | |||||||
| Annual report | 5 | |||||||
| Investor site URL | 4 | |||||||
| Investor calendar | 1 | |||||||
| IR feedback | 5 | |||||||
| MTS-Bank shareholders | ||||||||
