Zaymer Financial Statements (ZAYM)

Займерsmart-lab.ru   2022 2023 2024   LTM ?
Report date 02.04.2024 02.04.2024 01.04.2025   01.04.2025
Currency RUB RUB RUB   RUB
Financial report URL  
Presentation URL  
Net interest income, bln rub ? 12.4 14.5 13.0   13.0
Operating Income, bln rub 7.19 7.80 5.37  
Net profit, bln rub ? 5.76 6.09 3.93   3.93
OCF, bln rub ? 3.40 6.65 2.99   2.99
Dividend payout, bln rub 2.71   2.71
Dividend, rub/share ? 27.11   27.11
Ordinary share dividend yield, % 0.0% 0.0% 19.8%   18.3%
Dividend payout ratio, % 0% 0% 69%   69%
OPEX, bln rub 4.83 6.49 7.68   7.68
Amortization, bln rub 0.1 0.2 0.1   0.1
Employment expenses, bln rub 0.580 0.570 0.810   0.810
Interest expenses, bln rub 0.242 0.169 0.040   0.040
Creation of provision for loan impairment, bln rub 8.87 3.92 5.53   5.53
Debt, bln rub 1.49 0.880 0.040   0.040
Cash, bln rub 1.91 2.15 1.90   1.90
Net debt, bln rub -0.42 -1.27 -1.86   -1.86
Bank assets, bln rub 15.4 15.6 16.5   16.5
Capital, bln rub 11.4 11.9 12.6   12.6
Loan portfolio, bln rub 12.7 12.6 13.2   13.2
Provision for loan impairment, bln rub 20.4 19.2 20.7   20.7
Ordinary share price, rub 270.0 270.0 137.0   148.1
Number of ordinary shares, mln 100.0 100.0 100.0   100.0
Market cap, bln rub 27.0 27.0 13.7   14.8
EV, bln rub ? 26.6 25.7 11.8   13.0
EPS, rub ? 57.6 60.9 39.3   39.3
ROE, % ? 60.0% 52.0% 39.0%   39.0%
ROA, % ? 43.0% 39.0% 30.0%   30.0%
P/E ? 4.69 4.43 3.49   3.77
P/B ? 2.36 2.27 1.08   1.17
Zaymer shareholders