Stocks
Sberbank Financial Statements (SBER) |
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| Сбербанкsmart-lab.ru | % | 2019 | 2020 | 2021 | 2022 | 2023 | LTM ? | |||
|---|---|---|---|---|---|---|---|---|---|---|
| Report date | 27.02.2020 | 04.03.2021 | 02.03.2022 | 09.03.2023 | 28.02.2024 | 31.10.2024 | ||||
| Currency | RUB | RUB | RUB | RUB | RUB | RUB | ||||
| Financial report URL | ||||||||||
| Annual report URL | ||||||||||
| Presentation URL | ||||||||||
| Net operating income, bln rub | ? | 2 013 | 2 182 | 2 501 | 2 055 | 3 428 | 3 591 | |||
| Net interest income, bln rub | ? | 1 416 | 1 589 | 1 802 | 1 875 | 2 565 | 2 912 | |||
| Net commission income, bln rub | ? | 497.9 | 545.3 | 616.8 | 697.1 | 763.9 | 822.1 | |||
| Income on securities, bln rub | ? | 47.3 | 74.8 | -517.2 | 99.6 | -44.5 | ||||
| Number of cliens, mln clients | 108.5 | 109.5 | ||||||||
| Operating Income, bln rub | 2 358 | |||||||||
| Net profit, bln rub | ? | 845.0 | 761.1 | 1 251 | 270.5 | 1 509 | 1 584 | |||
| OCF, bln rub | ? | 663.9 | 797.5 | |||||||
| Dividend payout, bln rub | 422.4 | 422.4 | 0.000 | 564.7 | 752.2 | 752.2 | ||||
| Dividend, rub/share | ? | 18.7 | 18.7 | 0 | 25 | 33.3 | 33.3 | |||
| Ordinary share dividend yield, % | 7.3% | 6.9% | 0.0% | 17.7% | 12.3% | 12.9% | ||||
| Preferred share dividend, rub/share | 18.7 | 18.7 | 0 | 25 | 33.3 | 33.3 | ||||
| Preferred share dividend yield, % | 8.2% | 7.8% | 0.0% | 17.8% | 12.2% | 12.9% | ||||
| Dividend payout ratio, % | 50% | 55% | 0% | 209% | 50% | 47% | ||||
| OPEX, bln rub | 724.6 | 738.5 | 858.6 | 822.0 | 924.4 | 1 047 | ||||
| Employment expenses, bln rub | 449.7 | 457.6 | 518.8 | 491.0 | 572.2 | 319.9 | ||||
| Interest expenses, bln rub | 980.5 | 787.5 | 929.1 | 1 714 | 1 836 | 2 394 | ||||
| Creation of provision for loan impairment, bln rub | 155.6 | 484.0 | 144.7 | 450.1 | 235.4 | 278.0 | ||||
| Cash, bln rub | 2 083 | 2 377 | 2 409 | 1 393 | 2 387 | 2 550 | ||||
| Net debt, bln rub | -2 083 | -2 377 | -2 409 | -1 393 | -2 387 | -2 550 | ||||
| Bank assets, bln rub | 29 958 | 36 016 | 41 165 | 41 872 | 52 307 | 59 000 | ||||
| Capital, bln rub | 4 478 | 5 045 | 5 639 | 5 815 | 6 584 | 6 700 | ||||
| Loan portfolio, bln rub | 21 749 | 28 009 | 28 518 | 29 373 | 37 558 | 44 622 | ||||
| Corporate loans, bln rub | 13 865 | 15 355 | 17 056 | 17 554 | 20 557 | 26 547 | ||||
| Retail loans, bln rub | 7 884 | 9 102 | 11 462 | 12 430 | 15 359 | 18 057 | ||||
| Deposits, bln rub | 21 574 | 25 766 | 28 312 | 29 876 | 36 693 | 42 862 | ||||
| Corporate deposits, bln rub | 7 365 | 9 125 | 10 458 | 11 377 | 13 789 | 16 529 | ||||
| Retail deposits, bln rub | 14 210 | 16 641 | 17 855 | 18 499 | 22 904 | 26 333 | ||||
| Core capital adequacy ratio, % | ? | 13.4% | 13.8% | 14.0% | 15.1% | 13.8% | 11.7% | |||
| Total capital adequacy ratio, % | ? | 13.6% | 14.7% | 14.9% | 15.6% | 14.0% | 12.1% | |||
| Cost of risk ratio, % | ? | 1.10% | 2.03% | 0.560% | 1.90% | 0.800% | 0.750% | |||
| Cost to Income (CIR), % | 28.9% | |||||||||
| Loan to deposit ratio, % | ? | 101% | 109% | 101% | 98% | 102% | 104% | |||
| Share of non-performing loans, % | ? | 4.30% | 4.30% | 2.90% | 3.40% | 3.50% | ||||
| Ordinary share price, rub | 254.8 | 271.0 | 293.1 | 141.3 | 271.5 | 257.7 | ||||
| Number of ordinary shares, mln | 21 587 | 21 587 | 21 587 | 21 587 | 21 587 | 21 587 | ||||
| Preferred share price, rub | 228.3 | 240.7 | 278.5 | 140.3 | 272.5 | 258.2 | ||||
| Number of preferred shares, mln | 1 000 | 1 000 | 1 000 | 1 000 | 1 000 | 1 000 | ||||
| Market cap, bln rub | 5 728 | 6 091 | 6 606 | 3 189 | 6 132 | 5 821 | ||||
| EV, bln rub | ? | 3 645 | 3 714 | 4 197 | 1 797 | 3 745 | 3 271 | |||
| EPS, rub | ? | 39.1 | 35.3 | 57.9 | 12.5 | 69.9 | 73.4 | |||
| ROE, % | ? | 22.2% | 16.1% | 24.2% | 5.2% | 25.3% | 25.4% | |||
| ROA, % | ? | 3.1% | 2.3% | 3.1% | 0.7% | 3.2% | 2.9% | |||
| Net intertest margin, % | ? | 5.16% | 5.47% | 5.44% | 5.31% | 5.98% | 5.96% | |||
| Bank margin, % | ? | 42.0% | 34.9% | 50.0% | 13.2% | 44.0% | 44.1% | |||
| P/E | ? | 6.78 | 8.00 | 5.28 | 11.8 | 4.06 | 3.67 | |||
| P/B | ? | 1.28 | 1.21 | 1.17 | 0.55 | 0.93 | 0.87 | |||
| Employees, people | 281 300 | 285 600 | 287 866 | 210 700 | ||||||
| Labour productivity, mln rub/person/year | 7.16 | 7.64 | 8.69 | 9.75 | ||||||
| Expenses per employee, thousand rub | 1 599 | 1 602 | 1 802 | 2 330 | ||||||
| IR rating | 4.6 | 4.6 | 4.9 | |||||||
| Financial statement quality | 5 | 5 | 5 | |||||||
| Investor Presentations | 5 | 5 | 5 | |||||||
| Smart-lab presence | 2 | 2 | 4 | |||||||
| Annual report | 5 | 5 | 5 | |||||||
| Investor site URL | 5 | 5 | 5 | |||||||
| Investor calendar | 5 | 5 | 5 | |||||||
| IR feedback | 5 | 5 | 5 | |||||||
| Sberbank shareholders | ||||||||||
